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I have been receiving tennis lessons from John and would like to share my exciting experience with other tennis lovers.

John helped me to develop my fundamental skills as well as game tactics/strategies to win matches.

His approaches are eye-opening and mind-blowing for me as he pointed out what I need to do and how I can achieve to improve my tennis game. His thorough and accurate advice is just what I needed to know to develop my consistency in my tennis game.

What also set John apart from others is that his exceptional abilities to relate with people by communicating well with us.

I would highly recommend John to any tennis players or tennis lovers who needs clear guidance to improve the skills in match situations as he will be able to help us with all techniques and strategies that are absolutely essential to win tennis matches and have fun as well !

I joined John’s group adult tennis coaching lessons. I was an avid tennis spectator, but never played the sport.

John coaches at a really good but swift pace – we learn a new technique each week and revise and put into practice previously taught shots. He also gives good attention to each individual, even in a group lesson.

His sense of humour and light conduct make the class fun and entertaining, and makes him very approachable.

I look forward to each Saturday’s sessions with John, and would highly recommend him as a tennis coach.

Many thanks,


Keys To Refinancing Home Loans

The Keys To Refinancing Home Loans

Australia is unarguably a beautiful continent. With wildlife unlike any other region on planet Earth, miles upon miles of open land to explore, and monuments that can readily be recognized globally, the Land Down Under is certainly a great place to live.

So great that Australians are more hunkered down with debt than any other nationality across the globe, and home loan prices are higher than ever before.

Dealing With Expensive Home Loans

According to statistics from as recently as December 2017, the average new home loan extended to lessees was a whopping $393,200. The average first-time home buyer’s mortgage is only – because everyone can pay $300,000 off in a year or two, right? – $334,700.

Further research indicates that the average size of a year-long loan in the Land Down Under rose from only $73,700 in 1991 to $374,050 in 2017. Such an increase means that demand is high, people don’t have enough money to afford to purchase homes with cash or fork over even 20 percent of the list price in cash, and that debt is higher than ever in Australia.

What Is There To Do?

You can always Refinance Home Loan Loans.com.au . Failing to refinance home loans can result in you paying way too much interest; paying handfuls of creditors instead of one consolidated lump sum; and even going bankrupt, given your financial situation takes a turn for the worst.

Let’s look at two key situations that warrant lessees to refinance home loans.

  • You should never aim to have so many debts, the only way out is to consolidate them. However, lessees that are in significant debt outside of and including their mortgage should usually refinance home loans.
  • Let’s say you sign up for a mortgage with a high interest rate. If you can see yourself living in that home forever and are currently in a period of time with generally lower interest rates, you, and all others in their right mind, should refinance home loans.

In conclusion, here are a few pros and cons that could result from your idea to refinance home loans www.loans.com.au/home-loans

  • Not everyone qualifies to refinance home loans, unfortunately. Before becoming dead-set on refinancing, make sure you’ll be accepted.
  • The process of refinancing home loans can result in extra fees being tacked on for early payment. Read fine print prior to signing any contracts that lock you in for refinancing home loans.

Making A Home Loan Calculator Work 

Making A Home Loan Calculator Work 


You’re a grown-up. That means it’s time to get your own home. It’s a pivotal turning point in your life. You are about to tie yourself down to a mortgage payment that could be yours for three decades. You’d better make sure you get along with your payment and choose one that you can bear. A home loan calculator www.loans.com.au/calculators/home-loan can make sure that you are on the right track. You don’t want a mortgage payment that breaks the bank. Leave yourself enough room in your budget to enjoy more than your home. You want to get the most out of life as well. A home loan calculator can be used to make it happen.

You Can Save Money in the End
A home loan calculator is designed to ensure there are no surprises when you sit down with the lender and close on the purchase of your new home. You enter the price of the home in the home loan calculator, the projected interested rate, and the length of the loan term. Try entering different terms, from fifteen years to thirty years, and anything in between. If you can go with the shortest term possible, do it. It will mean more money in your monthly payments, but you will be done sooner. At the end of your loan term, you will pay less because you will pay less interest. You will also have the satisfaction of knowing your home is paid in full sooner. Your home loan calculator will make you a home buyer who is in the know.

Arm Yourself with Home Loan Calculator
Buying a home can feel like going to battle. You are about to face real estate agents, lenders, and attorneys. You will be wrangling back and forth with home owners to bring down the price or ask for improvements before you put your signature on the dotted line. Your home loan calculator can be your secret weapon. It will give you information you can use to know what payments will work for you and what your bottom line is for a purchase price. Advise your real estate broker about what you can comfortably afford based on your home loan calculator results. Don’t let your agent talk you into something you can’t manage. Your home loan calculator should be your guide. You can enter home loan calculator when you are doing an online search on your computer. Several will pop up immediately. Try the first home loan calculator you find. If you don’t like it, try another one. See if you get the same results and whether you’re able to quality for a Pre Approval Home Loan Loans.com.au You should have consistent answers that will point you in the right direction when you are buying a home.